Bankaspot or its associate will never demand any money for getting the loan processed. Any person/institution doing so will be solely doing at their own risk. Bankaspot will not be responsible for this act. If you find any person/institute doing this; Please call us immediately at given contact numbers or mail us at info@bankaspot.com.

0164-2910238,70979-64000   |   SCO-2,1st Floor, DD Mittal Tower Shopping Complex, Bathinda

  • About DOD Limits

    This is another type of loan against property (LAP) in which the drawing power (DP) keeps reducing in proportion to principal payment of the limit. At the end of loan tenure, the DP becomes zero. It allows you to deposit or withdraw funds as per your convenience and you need to pay interest only for the funds utilized. Thus it has the flexibility of normal banking account. Like a normal LAP, DOD is financed against property and the DP is based on the value of property financed. DOD is of two types – fixed principal repayment and variable principal repayment.

  • How do we help you to borrow right?

    How Bankaspot can help you for Loan Against Property?

    • As per our mission to provide “best banking product and services according to customer needs” Bankaspot provides you the service with an unbiased platform to analyze and decide upon the best available deals in the market according to your needs
    • We offer a customized loan consulting experience to each customer as per their needs.
    • Our experienced loan consultants help you to understand which is the bank and product for you
    • We make sure that your documents are in order as per bank’s requirement.
    • We make the process smooth, efficient and easy with over the counter service.
    • We take care of any issues and quick resolution of that issue to get the loan disbursed in very short time.
  • Why Bankaspot
    • Get best offers & deals for you from our partner Banks & NBFCs .
    • Compare LAP loan offers and services of leading banks and NBFCs
    • Apply with the best bank or NBFC with lower rate or interest and charges.
    • Hassle free process and easy documentation.
    • Free on door service for document pickup by Bankaspot Team.
    • Free expert guidance & advice from our dedicated team of experts.
    • We are not an agent of any particular bank/NBFC so you can also apply with the bank of your choice.
    • No any cash or hidden Fees for services which are being provided.
    • We are here to help & assist you so we understand that it’s an important decision for you because you are in immediate need of money so please be trusted that we will ensure quick processing and disbursal of your loan to fulfill your requirements.
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