Bankaspot or its associate will never demand any money for getting the loan processed. Any person/institution doing so will be solely doing at their own risk. Bankaspot will not be responsible for this act. If you find any person/institute doing this; Please call us immediately at given contact numbers or mail us at

0164-2910238,70979-64000   |   SCO-2,1st Floor, DD Mittal Tower Shopping Complex, Bathinda

  • Business Loan

    A business loan is nothing but a loan taken from the banks to invest on something on which you want to set up your business. You can borrow money from the bank for your small business and can repay to them with some amount monthly with a floating interest rate.

    A loan which is particularly applied for the business purpose is Business loan. The customer has to repay this amount with interest to the taken amount with the decided interest rates. The applicants who are taking the business loans to own your small business, they also have to think about their personal credit scores. As the personal credit scores will also impact by taking these Business loan. If the applicants are using their personal credit cards to invest on their business then debt taken for business also effects on personal credits. Before applying for the business loan know the required eligibility to avail a business loan.

  • How do we help you to borrow right?

    You will get some exclusive features and benefits with your HDFC Bank Business Loan

    • As per our mission to provide “best banking product and services according to customer needs” Bankaspot provides you the service with an unbiased platform to analyze and decide upon the best available deals in the market according to your needs
    • We offer a customized loan consulting experience to each customer as per their needs.
    • Our experienced loan consultants help you to understand which is the bank and product for you
    • We make sure that your documents are in order as per bank’s requirement.
    • We make the process smooth, efficient and easy with over the counter service.
    • We take care of any issues and quick resolution of that issue to get the loan disbursed in very short time.
  • Why Bankaspot
    • Get best offers & deals for you from our partner Banks & NBFCs .
    • Compare Business loan offers and services of leading banks and NBFCs
    • Apply with the best bank or NBFC with lower rate or interest and charges.
    • Hassle free process and easy documentation.
    • Free on door service for document pickup by Bankaspot Team.
    • Free expert guidance & advice from our dedicated team of experts.
    • We are not an agent of any particular bank/NBFC so you can also apply with the bank of your choice.
    • No any cash or hidden Fees for services which are being provided.
    • We are here to help & assist you so we understand that it’s an important decision for you because you are in immediate need of money so please be trusted that we will ensure quick processing and disbursal of your loan to fulfill your requirements.
  • Point To Be Considered Before Taking A Home Loan
    • Share all the accurate information at time of filling up of application form. Bank will process your loan based the information you provide in application form.
    • Processing fees are deducted from Loan amount and thus do not pay any fees in cash to anyone to process your loan sanctioning. If anybody demand this kind of fees; immediately contact us on our given contact no. in contact us segment or mail us at
    • There should be no any delay in pay of EMI of your previous loans with any other banks because this will affect your CIBIL score.
  • Eligibility Criteria to apply for the Business Loan

    Anyone can get a business loan with or without security. This only depends on the banks rules which are offering you a loan amount and along with the risk on the amount they are ready to take. Everything matters when you are applying for a business loan like you are taking a loan to start a new business or you are applying it for extending the running business. This makes differences in surety. You will get your loan amount very soon if you meet all the required eligibility criteria once the documentation is done.

    There are many factors considered to be eligible for the business loan. Before sanctioning a loan, every bank will see for many required criteria. Some of the eligibility factors are as follows-

    AGE LIMIT- The applicants who are going to apply for the business loan should be of minimum 21 years of age and maximum 65 years of age.

    INCOME DETAILS- The applicants who are taking loans should submit their profit details of last two years, ITR etc.

    TURNOVER- Annually the applicant’s minimum income should be Rs. 1,50,000/- per Annum.

    CO-APPLICANTS- Some banks keep it as optional, as it is not mandatory for the business loans.

Apply for Loan