How we can help?

As one of the leading loan & finance based Company in the India, Bankaspot provides you with an unbiased platform to analyze and decide upon the available deals in the market.

Moreover, we also help you with information about the said criteria, options for repayment, different types of interest rates and likewise.

Eligibility Criteria of Home Loan

• As mentioned earlier, the home loan eligibility is determined by various factors including income, employment status, loan tenure and so on.
• Any Indian citizen in good standing who is salaried, self-employed or business person with regular source of income can apply for a home loan.
• The applicant should be above the age of 21 years
• Professional stability and savings history play a major role in approval of the loan
• Bad credit history would prove to be a put-off, especially anytime within 3 months prior to applying for home loan.
• For Business men and Self-employed individuals, the value of loan you are eligible for is majorly determined by the profits and turn over earned by you.